Wheel Finance

Klarna Finance

Finance is available on orders from £250 - £5000 for UK customers.

Finance FAQs

The option to pay with Finance will automatically become available as a payment method during checkout, for qualifying orders.

Once finance is selected, you’ll be presented with the possible repayment options. For example, this might be monthly payments over 6, 12, 24 or 36 months. You'll then be asked to enter some details so that Klarna can run a credit check. You'll find out if you've been approved right away. If you are successful in your application, you can choose to pay by Finance and complete your order. You'll get an confirmation from us and an email or letter from Klarna with your repayment schedule after your wheels been delivered.

The first time you shop with Financing you will be asked to apply for a Klarna Account. If you’re approved Klarna will create an account for you and your order will be placed. Every time you shop with Financing after that, you only need to agree to the purchase and won’t need to sign up again. The order amount will be added to your Klarna Account as additional promotional plans. You can always monitor the payments due in the ​Klarna app​.

Financing is offered as a payment option for orders between £250 and £5000 to customers shopping in the UK. We plan to expand our finance offering to including parts of Europe and the USA in the near future.

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments.

You can spread the cost of your alloy wheel order into equal monthly payments with 0% interest for a 6 month loan term or 18.9% interest for longer loan terms. Financing is a promotional plan on the Klarna Account.

Financing is only available to people aged 18 or over and is an online exclusive payment method.

Yes. Financing is dependent on a full credit check. Klarna will also look into an affordability assessment to ensure Financing is the best option for you. Please note that this credit check can influence your credit rating.

If your application for Finance isn't successful, you can still complete your order by paying with your credit card, debit card or bank transfer.

Alloy Wheels Direct does not have access to the personal information you provide to Klarna in your finance application. To enquire into the reason why your application may have been declined, you can give the helpful people at the Klarna customer service team a call on 0808 189 3333.

If you have chosen to pay with Financing by Klarna, Klarna will send you an email with further details on how to pay.

You can at any time choose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you choose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).

Log in to the Klarna App or Klarna.com/uk at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, youcan contact Klarna’s Customer Service team.

Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

If you chose to use Financing, Klarna will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account. Once you have been landed on your Klarna Account overview page, simply select ‘Make a payment’ and enter the amount you wish to pay towards your balance. You can always monitor the active statements in Klarna app at your convenience.

If you want to make a purchase with a Klarna Account you need to provide your mobile phone number and your email address as well as name, billing address and your date of birth. Your mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive monthly statements and so be liable for late payment fees.

Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

Please log in the Klarna app to view the statements or contact Klarna’s Customer Service via live chat or phone.

As soon as Alloy Wheels Direct has registered your cancellation or your return, the Klarna refund will be processed within 5 business days.

You should of course not pay your statement until you've received your goods. In this case, you should contact us and get an update on your order. You should also contact Klarna Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive

Visit Klarna app ​Klarna’s Customer Service page​ for a full list of FAQ’s, live chat and telephone options.

Alloy Wheels Direct Ltd acts as a credit intermediary and offer credit products provided exclusively by Klarna Financial Service UK Limited.

Klarna Financial Services UK Limited (“Klarna”) is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Klarna provides both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 125 Kingsway, London, WC2B 6NH.

Finance is only available to permanent UK residents aged 18 or over, subject to status, terms and conditions apply.

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